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The Essential Capital TW Difference

Working with Essential Capital TW means partnership with a lender who respects your timeline, your goals, and your investment strategy. With our search for terms we strive for an experience built on clarity, responsiveness, and real partnership. So you can move forward with confidence.

When opportunities move quickly, we move with you.

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Fast, Decisions

Flexible Terms

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Designed to support real-worl investment strategies

Direct Contact

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No runaround, no automated walls, just real conversation.

Client-Centric

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We build long-term partnerships, not one-time transactions

Local Understanding

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Backed by experience in real estate, not corporate guesswork.

Consistent, Trust-Based Support

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We stay committed to you from the first conversation and beyond.

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Markets Served

Real estate moves fast, and your financing should move with it private money allows you to secure capital without the delays and restrictions of traditional banking. Instead of waiting weeks for approvals and underwriting committees, you get direct communication, quick decisions, and lending terms shaped around your strategy. It’s support that meets you where the opportunity is, not after it’s already passed.

Based in Minneapolis and rooted in the investment landscape of Minnesota, we understand the pace, competition, and creativity required to succeed here. We proudly serve investors across the entire state as well as those pursuing projects in surrounding regions and investment-heavy markets nationwide. If the deal makes sense, we find a way forward.

Private lending gives you clarity and momentum.

Working with a lender who knows your market gives you confidence.

That’s where we stand.

Projects We Support Finding Terms For

DSCR (Debt Coverage Ratio)

Financing based on the property’s cash flow, ideal for rentals and long-term holds.

Fix & Flip

Acquire, renovate, and sell with speed and flexible draw structures.

Bridge Loans

Short-term funding to help you secure deals or transition between financing stages.

Ground-Up Construction

From foundation to finish, we support new residential builds.

Multi-Family Investments

Looking to expand your portfolio with a duplex or a 150+ door apartment complex? If it has more than 4 doors it fits in this category.

Other Projects

Start a project today

Have something unique? If it’s secured by real property, we’re ready to talk.